Learn what "you're just repaying the favor" means, when people say it, and how to use it naturally in English.

It means the speaker thinks the other person is acting out of revenge, not sincerity.
From An Affair With My Boss, Episode 50
The speaker accuses the other person of doing something only to get even.
Use it in an argument when you think someone is not being genuine. It can sound accusing and sharp, so avoid it if you want to stay calm.
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