Learn what "you know we face hard financial times" means, when people say it, and how to use it naturally in English.

This means the speaker is pointing out that money is limited and the situation is difficult.
From The Escaping Mistress, Episode 39
The speaker reminds someone that the family or household has money problems.
Use this to explain a financial constraint when discussing money, spending, or plans. It can sound like a warning or reminder in an argument.
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