Learn what "what are you insinuating" means, when people say it, and how to use it naturally in English.

It means the speaker wants the other person to explain the implied accusation or hidden meaning.
From Billionaire’s Betrayal, Episode 11
One person reacts to a suggestion that feels like an accusation or hidden meaning.
Use this in arguments when someone is hinting at something unfair or insulting. It can sound defensive or hostile if said sharply.
Scenes unlock real expressions as you watch
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