Learn what "and this pearl necklace actually belongs to me" means, when people say it, and how to use it naturally in English.

It means the speaker is claiming ownership of the necklace.
From The Day We Got Married, Episode 55
A speaker states clearly that a pearl necklace belongs to them.
Use this when identifying or reclaiming your own property. It is direct and can sound firm if there is a dispute.
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